Accident insurance

Jun 24 2020

Public and employee liability insurance Public and employee liability insurance

Public and employee liability insurance


Public Liability Insurance

Paddy Compare for public liability insurance in Ireland?

No matter what size your business is, finding the right public liability insurance is a must. It is essential for you, your business and your customers. Accidents do happen and if you are carrying on a business, then there is always the possibility that your business activities could cause injury or damage to a third party. At Paddy Compare we know just how important it is to be insured, and therefore you can compare business insurance quotes from across Ireland in just one go.

Why business liability insurance?

The right business insurance policy will protect you and your business against any claims made by third parties. This may be for accidental damage to property or individuals (including death) whilst at your premises, or caused by your business activities.

How does it work? Say for example a customer slips and falls while visiting your workplace. That customer is entitled to sue you as the accident was a direct result of your business activities. However, if you have the right public liability insurance, any medical costs, legal fees or compensation to the third party will be covered by the insurance company.

You should think carefully about the level of cover that you need and discuss the same through in detail with your insurer as being under insured could be as costly as being uninsured. Businesses most at risk are those that have frequent visiting customers or if your business carries out work at a client’s premises. A few high risk examples could include shops, clubs, pubs, factories or premises where heavy plant and machinery operates. The price of premium is determined by several factors such as the size of your business, the risk, number of employees and level of cover required.

How to get PL insurance quotes?

Comparing liability insurance quotes is easy with Paddy Compare. Simply complete our one page online PL insurance quote form and Paddy’s partner brokers will contact you directly with tailored quotes that suit you and your business. It doesn’t matter what type of business you run, we cover all trade types and all sizes of business. So if you own an IT business in Cork, Accountancy firm in Dublin or a small clothes shop in Galway, Paddy can help you get cheap public liability insurance today.

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Why Paddy Compare?

  • Compare prices from local specialists
  • Free and no obligation service
  • Easy and fast to use
  • Simple one-page quote forms
  • Save money on your insurance

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