Accident insurance

Jun 26 2020

Sc health insurance @ Video

Sc health insurance



Sc health insurance

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  • Offices and Divisions
  • Student Health Services
  • Insurance & Payments
  • Required Insurance
  • Student Health Insurance Plan

Student Health Insurance Plan

Our affordable Student Health Insurance Plan is an excellent match for students. It offers comprehensive benefits, low co-pays and zero on-campus deductibles, plus off-campus vision and dental.

Beginning fall 2018, USC-Columbia students will be required to have health insurance.

This requirement applies to: undergraduates taking six hours or more and paying the student health fee, graduate students taking six hours or more, graduate students with assistantships and all international students.

Referrals Required

Beginning Jan. 1, all USC-sponsored Student Health Insurance Plan policy holders will need a referral for off-campus specialists. If you have questions about your referral, please call medical records at 803-777-2870.

What’s Covered

(Exception: There is a small co-pay for psychiatry visits.)Flu Shots
Free without a co-pay.

Off-campus dental coverage for two cleanings and a set of x-rays annually. Resin fillings are also covered.

100% coverage with a $20 co-pay at Student Health Services Vision Care. Vision Care opens late 2018.

Co-Pay: $10 for on-campus prescriptions

Deductible: $0, waived for on-campus services

Coverage: 80% Preferred Allowance for Covered Medical Expenses

Off-Campus Benefits

80% of Reasonable and Customary Costs.

Co-pay of $20 – $100 after a $100 deductible is met.

Contraceptive prescriptions, or birth control, are included with pharmacy and prescription benefits.

Covered 100%, including STI (sexually transmitted infection) screenings.

Covered at 80% after $450 co-pay. Co-pay waived if you are admitted.

Plan Details

2018 – 2019 Annual: $2,047 ($170.58 per month)

Graduate Assistant Subsidy

Graduate assistants may receive a subsidy during the 2018-2019 academic year – check with your department.

Student Health Center: $0

In-Network: $750

Out-of-Network: $1,500

In-Network: $6,350

Out-of-Network: $15,000

100% Coverage for Most Services ($20 co-pay)

No Annual Deductibles

Unlimited Maximum Benefit

No Pre-Existing Condition Exclusion

Most Generic Prescriptions $10 ($20 at off-campus pharmacies)

Exceptional Mental Health Coverage

Preventive Services (screenings and exams)

The university-sponsored Student Health Insurance Plan through BlueCross BlueShield of South Carolina is considered a Gold Plan in the insurance marketplace. A comparable plan purchased somewhere else would cost more than $350 per month, while we offer the plan for $170 per month. On-Campus Services More Cost Effective

On-campus services are more cost-effective with the Student Health Insurance Plan, since most of them are covered at 100%. Consider Availability of Local In-Network Providers
If your health insurance plan only has in-network providers in your home state, your out-of-pocket health care costs may be much higher while you’re in South Carolina.

Waiving Out of Student Health Insurance

To turn down the university-sponsored Student Health Insurance Plan, you must provide documentation of comparable insurance coverage and submit an online waiver.
2018-2019 Student Health Insurance Site is available: sc.myahpcare.com

Common Health Plan Concerns

You’re covered by the university sponsored Student Health Insurance Plan while you’re abroad. Some study abroad coverage may require additional coverage.Academic Emergency Services provides 24-hour coverage to assist with travel issues including medical services such as:

Inpatient and Outpatient Assistance

You can sign up for the university-sponsored Student Health Insurance Plan during the year if you have a qualifying life event.Qualifying Events

Disqualification from parents’ health plan due to age.

Losing private insurance through loss of employment or divorce.

You must provide proof that you lost insurance through another group by providing a certificate and letter of ineligibility with 30 days of the event.

You can enroll spouses, domestic partners and dependent children in your plan. You will be charged for their coverage separately, and not through your student account.

If proof of insurance is required as a condition of your enrollment, you can request additional funds for your health insurance premium amount.Contact the Office of Student Financial Aid and Scholarships at 803-777-8134.

Coverage Periods

August 1 to December 31

January 1 to July 31

You will remain covered after graduation until your coverage period ends.

Special Enrollment Status & Partners

Students with Special Enrollment Status can choose to purchase the Student Health Insurance Plan.

Students can choose to purchase the Student Health Insurance Plan for their spouse/partner and children.

2018-2019 Student Health Insurance Plan Provider

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SOURCE: http://sc.edu/about/offices_and_divisions/student_health_services/insurance-payments/required-health-insurance/student-health-insurance-plan.php

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